Allstate Motor Club is worth a look if you want one flat annual price for roadside help and would rather not file a claim on your car insurance for a tow, but it only pays off once you compare its towing limits and yearly call caps against your other options. Allstate sells roadside help three ways: a membership you can buy with or without an Allstate policy, an add-on to your auto insurance policy, and pay-per-use with no membership at all.
Each option has a different price structure and a different limit on how much help you get, so “worth it” depends on how often you expect to need a tow and whether you already have roadside coverage bundled into your policy.
Key Takeaways
- Allstate publishes set prices for two plans, Roadside Assist and Roadside Advantage; a third tier, Roadside Elite, offers more towing distance but no listed retail price on the plans page.
- Roadside Assist and Roadside Advantage cap you at 3 service calls a year for the primary member (up to 5 with household members added), while Allstate describes its auto-policy roadside coverage as including unlimited service calls.
- Membership adds extras a bare policy add-on does not, including trip interruption reimbursement and, on some plans, tire and wheel repair reimbursement.
- You can cancel a membership at any time for a prorated refund of unused dues, though in most states the value of services you’ve used is deducted.
What Allstate Motor Club Costs and Covers Today
Allstate’s roadside membership page lists two plans with set pricing, plus a third named tier with a higher towing limit but no posted retail price. Roadside Assist and Roadside Advantage both include 24/7 assistance across the United States and Canada, and none of the three plans require an existing Allstate insurance policy.
| Plan | First-Year Price | Towing | Service Calls a Year |
|---|---|---|---|
| Roadside Assist | $75 ($6.25/mo); $78/yr to renew | 15 miles | 3 (up to 5 with household add-on) |
| Roadside Advantage | $99 ($8.25/mo); $111/yr to renew | 25 miles | 3 (up to 5 with household add-on) |
| Roadside Elite | Not listed on the plans page | 100 miles | 5 (up to 7 with household add-on) |
Roadside Advantage adds reimbursement for two tire or wheel repair incidents a year, up to $100 each; Roadside Assist does not include that benefit. Both plans include trip interruption reimbursement, $1,000 on Assist and $1,500 on Advantage, for up to three days of expenses when your car is disabled well away from home. These are the prices and limits the plans page listed as of September 2026; confirm the current numbers before you buy.
See what Allstate’s roadside assistance actually covers for the full list of included services, and how Allstate’s towing limits and costs work for more on the mileage caps.
Motor Club vs. Adding Roadside to Your Policy
Allstate’s own roadside page describes the auto-policy roadside endorsement as including unlimited service calls, unlike the yearly caps on Motor Club membership. The tradeoff is that a policy add-on runs through your insurance rather than a flat membership fee. Read how Allstate prices roadside assistance for a closer look at how the add-on, membership, and pay-per-use costs actually compare.
If your policy already includes roadside coverage, adding a separate Motor Club membership on top may be redundant unless you specifically want the towing distance, trip interruption, or tire and wheel perks that the policy add-on does not include. Check your declarations page or ask your agent whether roadside coverage is already there before you pay for a second option.
Motor Club vs. Pay-Per-Use
Pay-per-use has no recurring fee. You pay at the time of service, and Allstate’s site gives one example of a one-time towing charge around $154, with the final amount depending on your location and vehicle. There is no trip interruption reimbursement, tire and wheel benefit, or other membership perk attached.
Hypothetical example: if you needed two tows in a year at a pay-per-use rate near Allstate’s published $154 example, that is roughly $308, compared with a $75 to $99 first-year Roadside Assist or Advantage membership that also includes trip interruption reimbursement. The math flips if you only need a tow once every few years, since a membership you barely use costs more than paying per incident. These figures are illustrations of the comparison, not a quote for what you would pay.
Who Tends to Benefit From Membership
Membership tends to make more sense for drivers of older or higher-mileage vehicles, households that want to add several drivers to one membership, and anyone who takes long road trips where a 100-mile towing limit matters more than a 15-mile one. It also suits drivers who would rather not put a tow through an insurance claim at all. Some plans also carry car rental discounts; see Allstate’s rental car discount programs for what is currently confirmed.
It tends to make less sense for drivers who rarely break down, already have unlimited-call roadside coverage through their policy, or would rather pay occasionally through pay-per-use than commit to an annual fee. Compare your actual driving pattern and your policy’s existing coverage before assuming membership is the better deal.
Questions to Ask Before You Buy
- Towing distance: Does the plan’s mileage limit cover where you actually drive, including trips away from home?
- Household members: How many drivers do you want to add, and what does that add to the annual price?
- Existing coverage: Does your Allstate policy, or another insurer’s policy, already include roadside assistance you are paying for?
- Cancellation: If you stop using it, how do you cancel Allstate Motor Club membership and get a refund for unused dues?
Comparing Allstate Motor Club with AAA’s tiers is worth doing too, since how Allstate stacks up against AAA comes down to the same towing-distance and call-limit tradeoffs, plus whichever discounts matter most to you. Read the current membership guide or ask a representative to confirm any benefit before you rely on it, since plan terms can change.