The Allstate Motor Club is a roadside assistance membership program offering various benefits, including towing, lockout services, and discounts on travel and entertainment. Whether it’s worth it depends on your driving habits, need for roadside assistance, and the value you place on additional perks. At Rate Frog, we provide an in-depth look at the Allstate Motor Club to help you decide if it’s right for you.
Overview of Allstate Motor Club
The Allstate Motor Club offers two main membership tiers, each with different benefits:
1. Roadside Advantage
- Annual Cost: Starts around $79 per year.
- Benefits:
- Towing (up to 10-15 miles per incident).
- Flat tire changes, battery jump-starts, and lockout assistance.
- Fuel delivery (you pay for the fuel).
- Travel discounts and trip interruption reimbursement (up to $750).
- Who It’s For: Drivers looking for basic roadside assistance with added travel perks.
2. Elite Membership
- Annual Cost: Starts around $149 per year.
- Benefits:
- Towing (up to 100 miles per incident).
- Free fuel delivery (fuel included).
- Higher trip interruption reimbursement (up to $1,500).
- Additional discounts on travel, dining, and entertainment.
- Who It’s For: Drivers who travel frequently or want comprehensive roadside assistance and higher reimbursement limits.
Benefits of Allstate Motor Club
1. Roadside Assistance
Both membership tiers include standard roadside services:
- Towing: Up to 10-100 miles depending on the plan.
- Battery Jump-Starts: Assistance for dead batteries.
- Flat Tire Changes: Help with replacing a flat tire.
- Lockout Services: Assistance if you’re locked out of your vehicle.
- Fuel Delivery: Fuel brought to your location if you run out.
2. Trip Interruption Coverage
Reimburses expenses like lodging and meals if your vehicle breaks down more than 100 miles from home. Coverage limits vary by membership tier.
3. Travel and Entertainment Discounts
Members receive discounts on:
- Hotels and Car Rentals: Savings with partners like Hertz and Enterprise.
- Theme Parks and Attractions: Discounts on tickets to amusement parks, zoos, and more.
- Dining and Shopping: Exclusive offers at participating restaurants and stores.
4. Flexible Coverage
Allstate Motor Club covers you in any car, whether you’re the driver or a passenger. This is especially useful if you frequently use rental cars or carpool.
How It Compares to Alternatives
Allstate Motor Club vs. AAA
- Roadside Services: Both offer similar services, but AAA has more towing distance options in their upper tiers.
- Membership Perks: AAA offers broader travel benefits and discounts in more categories.
- Pricing: Allstate Motor Club’s pricing is competitive, but AAA’s Classic plan starts at a lower cost.
Allstate Motor Club vs. Insurance Add-On
- Coverage: Allstate’s Motor Club offers more comprehensive roadside benefits than the roadside assistance add-on available through an Allstate auto policy.
- Flexibility: The Motor Club covers you in any vehicle, while the add-on covers only insured vehicles.
Pros and Cons of Allstate Motor Club
Pros
- Comprehensive Roadside Coverage: Offers a wide range of services, including towing, lockout help, and fuel delivery.
- Travel Perks: Discounts and trip interruption reimbursement provide added value for frequent travelers.
- Nationwide Network: Reliable service across the U.S.
Cons
- Higher Cost for Upper Tiers: Elite Membership is more expensive than basic plans from competitors like AAA.
- Limited Towing on Lower Tier: The Roadside Advantage plan’s towing limit (10-15 miles) may not suffice for some drivers.
- Fuel Costs on Lower Tier: You pay for fuel with the basic plan, unlike competitors who include it.
Who Should Get the Allstate Motor Club?
- Frequent Travelers: If you often travel by car and value trip interruption coverage and travel discounts, the Motor Club can be a good investment.
- Drivers Without Roadside Coverage: If your auto insurance doesn’t include roadside assistance, Allstate Motor Club provides reliable protection.
- Families: Covers any car you’re in, making it a great option for households with multiple drivers or vehicles.
Final Thoughts
The Allstate Motor Club is worth it for drivers who value reliable roadside assistance combined with travel and entertainment discounts. While the membership is more expensive than some alternatives, its flexibility and additional perks may justify the cost for frequent travelers or those who want comprehensive coverage. At Rate Frog, we help you explore insurance and roadside assistance options to find the best fit for your needs. Visit our platform today to compare plans and secure peace of mind on the road!