Allstate does not offer free roadside assistance as part of its standard auto insurance policies. However, roadside assistance services can be added as an optional coverage to your auto insurance policy for an additional fee or accessed through the Allstate Motor Club, which requires a paid membership. These options provide a variety of roadside services to help you in emergencies.
Roadside Assistance Options with Allstate
1. Roadside Assistance Add-On (Policy Option)
What It Covers
- Towing to the nearest repair facility (within a certain mileage limit).
- Flat tire changes.
- Jump-starting a dead battery.
- Lockout services (help if you’re locked out of your vehicle).
- Fuel delivery (fuel costs may apply).
Cost
- This is not free; it’s an optional add-on that typically costs a few extra dollars per month, depending on your policy and location.
2. Allstate Motor Club
The Allstate Motor Club offers a separate membership program similar to AAA, providing more comprehensive roadside assistance benefits.
Membership Tiers
- Roadside Advantage:
- Annual Cost: Starts at around $79 per year.
- Benefits: Towing up to 10-15 miles, lockout services, flat tire changes, and more.
- Elite Membership:
- Annual Cost: Starts at around $149 per year.
- Benefits: Towing up to 100 miles, fuel delivery (fuel included), and trip interruption coverage.
Additional Perks
- Travel and dining discounts.
- Trip interruption coverage.
- Coverage for any vehicle, whether you’re the driver or a passenger.
Can You Get Free Roadside Assistance?
While Allstate doesn’t offer free roadside assistance, there are ways to minimize costs:
- Credit Card Benefits: Some credit cards offer roadside assistance as a complimentary perk.
- Vehicle Warranty: If your car is under warranty, it may include free roadside assistance.
- Promotions: Occasionally, Allstate may offer roadside assistance trials or discounts, so check for current deals.
Comparing Roadside Assistance Options
| Feature | Roadside Add-On | Allstate Motor Club |
|---|---|---|
| Cost | Small monthly fee | $79-$149 per year |
| Towing Distance | Limited (e.g., 10-15 miles) | Up to 100 miles (Elite tier) |
| Fuel Delivery | Costs extra | Free (Elite tier) |
| Additional Benefits | None | Travel discounts, trip coverage |
| Coverage Scope | Insured vehicles only | Any vehicle (driver/passenger) |
Is It Worth Paying for Allstate Roadside Assistance?
When It’s Worth It
- If you frequently drive long distances or in areas where breakdowns could leave you stranded.
- If you prefer a cost-effective add-on to your existing Allstate policy.
- If you want additional perks like travel discounts or trip interruption coverage.
When It’s Not
- If your vehicle’s warranty or a credit card already offers comprehensive roadside assistance.
- If you rarely drive or use public transportation most of the time.
Final Thoughts
Allstate does not provide free roadside assistance, but it offers affordable options through policy add-ons or Motor Club memberships. These services provide reliable coverage for roadside emergencies, giving you peace of mind on the road. At Rate Frog, we help you explore insurance options and add-ons to find the best coverage for your needs. Visit our platform today to compare plans and secure the right protection!