James Shaffer

Yes, if you already have car insurance: your policy typically covers a car you just bought, new or used, for…

Car insurance generally follows the car. When someone borrows a car with the owner’s permission, the owner’s policy usually pays…

Only in limited cases: if you’re self-employed, you can deduct the business share of your car insurance when you claim…

For everyday breakdowns, AARP’s roadside benefit, which is a discounted Allstate Roadside membership, covers the same core services as AAA,…

Mechanical breakdown insurance (MBI) is optional coverage, sold by some auto insurers, that helps pay to fix car parts that…

An NAIC number is a five-digit code the National Association of Insurance Commissioners (NAIC) assigns to an insurance company, and…

State Farm offers more than a dozen car insurance discounts, including Drive Safe & Save, Steer Clear, good driving, good…

Yes, Progressive sells personal injury protection (PIP), though whether you must carry it, can add it or can’t get it…

Progressive Vehicle Protection is an optional coverage you add to a Progressive auto policy that pays for certain non-accident repairs,…

Progressive lists 16 car insurance discounts, including three safe driving discounts, Snapshot, multi-policy, multi-car, homeowner, student discounts and several for…