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James Shaffer

Does Progressive Cover Tire Damage?

James Shaffer | November 7, 2026
Progressive pays for tire damage only when it’s part of a covered loss, such as a collision, vandalism or theft,…

Will Progressive Insure a Car That’s Not in My Name?

James Shaffer | November 7, 2026
Progressive can sometimes insure a car that isn’t in your name, mainly when the owner lives with you and is…

Does State Farm Have Accident Forgiveness?

James Shaffer | November 7, 2026
State Farm doesn’t advertise accident forgiveness, but regulatory records show it has a limited version, at least in some states,…

What Are the Progressive Payment Options?

James Shaffer | November 7, 2026
You can pay Progressive online, in the Progressive app, by phone or by mail, and you can either pay the…

What Are the State Farm Payment Options?

James Shaffer | November 7, 2026
You can pay a State Farm insurance bill online, in the State Farm app, by text, by phone, by mail,…

Does State Farm Offer Mechanical Breakdown Insurance?

James Shaffer | November 7, 2026
No, State Farm’s website doesn’t list mechanical breakdown insurance, and the State Farm car policy booklets RateFrog checked exclude parts…

How Do I Get the State Farm Safe Driver Discount?

James Shaffer | November 7, 2026
State Farm doesn’t have one “safe driver discount.” You get safe driving savings by keeping a clean record for three…

How Do I Get the Progressive Safe Driver Discount?

James Shaffer | November 7, 2026
Progressive doesn’t sell one “safe driver discount.” It lists three safe driving discounts that it applies automatically based on your…

Does Progressive Have a New Car Grace Period?

James Shaffer | November 7, 2026
Yes, Progressive says it “allows 30 days” to add a newly purchased car, but the exact rules come from your…

How Does Progressive’s Loyalty Rewards Program Work?

James Shaffer | November 7, 2026
Progressive’s Loyalty Rewards program enrolls auto customers automatically and adds benefits the longer you stay, starting with Small Accident Forgiveness…

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