James Shaffer

You need at least the coverage your state requires, plus collision and comprehensive if you have a car loan or…

A car insurance deductible is the part of a claim you pay yourself before your insurance pays the rest. If…

Collision coverage pays to repair or replace your car when it hits another vehicle or an object, or when it…

Liability limits are the most your policy will pay for injuries and property damage you cause in an accident. They’re…

Personal injury protection (PIP) pays medical bills, and often lost wages and other costs, for you and your passengers after…

Uninsured motorist coverage (UM) pays for your injuries, and your passengers’ injuries, when a driver with no insurance or a…

Steer Clear is State Farm’s safe-driving program for drivers under 25. Drivers complete five training modules and log five hours…

State Farm’s website describes a non-owner policy only for California. There it’s called Personal Mobility coverage, and State Farm says…

State Farm doesn’t list gap insurance among its auto coverages online. Its coverage options page names eight coverages, and neither…

Yes, if you carry comprehensive coverage. State Farm says its comprehensive coverage includes “glass claims and windshield repair,” and that…