“GEICO” writes policies through several separately incorporated insurance companies, and each one carries its own NAIC number. The one that actually applies to you depends on which GEICO company underwrites your specific policy, which can vary by state and by product.
A NAIC number is a unique code the National Association of Insurance Commissioners assigns to a licensed insurer. Regulators and lookup tools use it to identify exactly which company you’re dealing with, since a corporate family like GEICO’s can use several similar names.
Key Takeaways
- GEICO issues policies through seven separately incorporated companies that state regulator filings confirm, each with its own NAIC number.
- Your declarations page and ID card name the specific company that actually underwrites your policy. That’s the one whose NAIC number applies to you.
- Government Employees Insurance Company, NAIC 22063, is the entity GEICO’s own legal page names behind the GEICO brand, but it’s only one of the seven.
- If your policy names a company not listed here, NAIC’s own company search tool lets you look up any insurer’s NAIC number directly.
GEICO’s NAIC Numbers
These seven companies and their NAIC numbers are confirmed through state insurance regulator filings, cross-checked against each other:
| Company | NAIC Number |
|---|---|
| Government Employees Insurance Company | 22063 |
| GEICO General Insurance Company | 35882 |
| GEICO Indemnity Company | 22055 |
| GEICO Casualty Company | 41491 |
| GEICO Choice Insurance Company | 14139 |
| GEICO Secure Insurance Company | 14137 |
| GEICO Advantage Insurance Company | 14138 |
This list reflects what those regulator filings confirm, not a claim that GEICO has no other affiliated insurers. GEICO also insures products like motorcycles and boats, which may involve companies not covered here.
Why GEICO Has More Than One NAIC Number
“GEICO” isn’t a single legal company. It’s a group of separately incorporated insurers sharing the GEICO brand, and which one issues your policy depends on your state and the type of coverage. GEICO’s own legal page names Government Employees Insurance Company, based in Washington, D.C., as the entity behind the GEICO service mark, though that’s only one of the seven companies above.
The fuller list comes from state market conduct examinations, official reviews state insurance departments periodically run on an insurer group. Illinois and Delaware regulators each published filings listing GEICO’s companies by name and NAIC number, and the two lists match.
When You’ll Actually Need This Number
- Electronic insurance verification. Georgia, for example, requires an insurer to register with a valid NAIC number in its electronic coverage-verification system. Requirements like this vary by state.
- Filing a state complaint. A state insurance department’s complaint form usually asks which specific company underwrote the policy, not just “GEICO.”
- Double-checking a document. If an ID card or letter names a GEICO company you don’t recognize, matching the number confirms it’s actually part of the same group.
- Switching insurers or lenders. A new insurer or a lienholder may ask which specific company held your prior policy.
Where to Find Which GEICO Company Covers You
Your declarations page, the summary that comes with your policy, names the specific insurer along with your policy number, effective dates and the vehicles covered. Your ID card generally carries the same company name. Match that name against the table above to find your NAIC number.
If neither document is handy, or the name printed there doesn’t match any company above, contact GEICO’s customer service and ask which underwriting company issued your policy.
How to Look Up Any Company’s NAIC Number Yourself
NAIC’s own Consumer Insurance Search tool lets you search by company name, confirms the exact legal entity (useful when a corporate family uses several similar names), and can pull a company-specific report. If a company doesn’t turn up there, the tool’s own guidance is to check with your state insurance department instead.
Keep your NAIC number handy if you ever need to file a complaint about GEICO or verify your policy with a lender or another company. It confirms exactly which insurer you’re dealing with, which matters when several companies share a similar name.