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James Shaffer

What’s the Fastest Way to Get Proof of Insurance?

James Shaffer | May 26, 2024
If your auto insurance policy is already active, the fastest way to get proof of insurance is usually to open…

15 Ways for Seniors to Save on Car Insurance

James Shaffer | May 26, 2024
Senior drivers have several ways to potentially lower their car insurance costs, but there is no universal “senior discount” that…

Does Insurance Cover a Cracked Windshield?

James Shaffer | May 26, 2024
Car insurance can cover a cracked windshield, but whether you pay a deductible depends on how the damage happened, the…

What Does Minimum Coverage Actually Cover?

James Shaffer | May 26, 2024
Minimum car insurance generally means carrying the coverages and limits required under the laws of the state where your vehicle…

How Do You Cancel Your Auto Insurance?

James Shaffer | May 26, 2024
You can generally cancel your car insurance at any time, but the safest way to do it depends on why…

What Happens If Your Auto Insurance Lapses?

James Shaffer | May 26, 2024
If your car insurance lapses, your coverage has ended and there is a period when you are uninsured. Even a…

Do Electric Cars Cost More to Insure?

James Shaffer | May 26, 2024
Electric cars often cost more to insure than comparable gasoline-powered vehicles, but that is not true for every EV or…

Should You Pay for Repairs Out of Pocket?

James Shaffer | May 26, 2024
If your car is damaged, you may wonder whether it makes more sense to pay for repairs yourself or file…

What Is Accident Forgiveness?

James Shaffer | May 26, 2024
Accident forgiveness is an auto insurance feature that can prevent a qualifying accident from causing an accident-related rate increase. Depending…

Why You Need To Shop For Insurance More Often Than You Think

James Shaffer | May 26, 2024
You do not need to switch car insurance companies every year, but you should periodically check whether your current policy…

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