James Shaffer

Gap insurance can cover a stolen car, but only once your comprehensive coverage has paid out because the car wasn’t…

The clearest way to know if you have gap insurance is to check two places: your auto insurance policy’s list…

Gap insurance can fall short or pay nothing at all for a handful of common reasons: no comprehensive or collision…

In nearly every state, yes: you need to show proof of car insurance, or an approved alternative, before the DMV…

You can line up car insurance before you own the car by getting a quote on the vehicle you plan…

No. Car insurance doesn’t automatically get cheaper the day you turn 25. Age is one factor some insurers use when…

An 18-year-old typically saves the most by staying on a parent’s or family policy when that fits, qualifying for a…

For a 17-year-old, the biggest savings usually come from finishing driver’s education, qualifying for a good-student discount, following the state’s…

The most effective way for a 16-year-old to find affordable insurance is usually to be added to a parent’s or…

Car insurance for a teen driver can be expensive, but there are several legitimate ways to reduce the cost. For…